You can transfer money online from a bank account for free. Best at PNC Bank: PNC Virtual Wallet with Performance Select. Want to tighten your spending and save more? Theres no way to paste my password in. I receive my direct deposits, I can use it at the gas pump, I can buy all my needs in store, online, and over the phone, so it's a perfect card for simple people. pncmedia@deutschinc.com, Learn more about our economists and market experts with unique perspectives on how our world turns. Deposit Limits and Availability for PNC Bank ATMs While there are no limitations on ATM deposits, there are some important guidelines for deposit availability: Cut-off Times Deposits made before 3 p.m. EST at non-PNC Bank ATMs and before 10 p.m. EST at PNC Bank ATMs will be processed same-day. Apply for Checking. Again, PNC reserves the right to set it based on your banking relationship with them. Prepaid Debit Card vs. Credit Card Whats the Better Choice? It's a prepaid Visa, and it's just like a regular debit card except you can't overdraft, and it's not linked to a checking account. Is PNC smart access a checking account?Aug 3, 2019You can open a PNC SmartAccess Card for free, although a $25 minimum deposit is required. ? Even if you do your banking at another branch, the bank where you opened your account is what matters. Virtual Wallet was launched along with mobile banking in 2008, followed by Virtual Wallet Student and a new iPhone app in 2009. Explore the options below to compare account benefits further. Access your supported PNC Bank accounts from anywhere! Apply online for the Virtual Wallet product that is right for you. Please let us know if you notice any differences. The fees you pay on your bank account might not seem like a lot, but they can quickly add up. 2023 SELECT | All rights reserved. Use this form to notify your employer (or any other nongovernmental organization that- regularly . All rates and Annual Percentage Yields (APYs) are accurate as of . It's easy to deposit in as well as transferring funds into it if you have a checking or savings account. s op fened a Visa Clearspend prepaid card. Wells Fargo vs. Bank of America: Which Is the Right Bank for You? I have bills and things to do. The new mobile deposit feature arrives as more consumers are choosing online and mobile banking services over traditional options. Use everywhere Visa debit cards are accepted. PNC SmartAccess and SmartAccess are registered trademarks of The PNC Financial Services Group, Inc. Visais a registered trademark of Visa International Service Association and used under license. Note: Most big banks require you to enter your zip code online for the correct account offerings, and in some cases, you might not be able to open an account because of your location. Click to learn about PNC SmartAccess Skip to content FIND THE BEST PREPAID CARD FOR YOU Search Best Prepaid Cards Best Prepaid Debit Cards of 2022 Best Teen Prepaid Cards Best Rewards Cards Update includes: https://www.pnc.com/mobile-privacy-policy. Use everywhere Visa debit cards are accepted. That said, there are still competitive brick-and-mortar banks that offer checking accounts with options to waive monthly fees if you meet certain requirements. Avoid Carrying Cash ET Saturday & Sunday: 8 a.m.-5 p.m. When autocomplete results are available use up and down arrows to review and enter to select. to find out what the ATM withdrawal limit is on a calendar day. However, the amount of cash you can access via an ATM in total may have a cap. The Tower at PNC Plaza I requested my company to update my deposit amount due to min deposit amount. Do You Know the Most Common Types of Cybercrime? SmartAccess Prepaid Visa Key Features Easy Access Load funds easily via direct deposit or cash. Member FDIC In Case of Errors or Questions about Your Transactions So, I was on PNC and came across the SmartAccess. 2023 The PNC Financial Services Group, Inc. All rights reserved. "We are committed to providing banking services for customers who may not have had access to traditional checking or savings accounts in the past," said Bonnie Wikert, head of PNC's Retail Segments and Deposits. 2 on J.D. is pleased to announce it is the first bank to offer two products that meet the Cities for Financial Empowerment Fund (CFE Fund)'s Bank On national certification.. Download for iPhone or Android, You can access your money fee-free at nearly 18,000 PNC ATMs across the country, The monthly fee is waived for primary cardholders who are employed at PNC. It seems to UNrecognize my fingerprint ALL the time. She earned her BA from the University of West Florida and her MA from Full Sail University. For more general questions, visit our Answers section. Copyright 2023 PNC Bank . Standard Availability. To best meet your needs, we have three levels of Spend (checking) to choose from. Low Cash Mode is only available on the Spend account of your Virtual Wallet product. Called to ask if i have to return if I don't want and won't activate, but waited 20 minutes on hold. For a prepaid card, the SmartAccess is very modern, and I love how I have access 24/7 on the mobile app is well, the app is great and works well to no issues that I have encountered. The PNC offers a mobile app for both iOS and Android devices to check balances and see transaction history. Online Transfers. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article. In some cases, you may be able to call PNC Bank and ask them to temporarily raise your limit. All they kept telling me We are so sorry?.Now put in mind where I'm at now They don't have a PNC Branch where I'm at (Outoftown)?? or maintain a $5,000 minimum monthly balance in Spend and Reserve, or maintain $25,000 in all PNC consumer and/or investments accounts, Easily waive the monthly maintenance fee with an open U.S. Bank personal line of credit, home mortgage, home equity loan and line of credit, personal and purpose loan or activated credit card, 2 out-of-network ATM reimbursements per statement period, No overdraft protection transfer fee for transfers made from a linked deposit account, Preferred rates on new auto loans, home equity loans or lines, and other personal loans (autopay may be required for benefit), Up to 2 additional Easy Checking accounts with no monthly maintenance fee (requires you to be an account holder), Have open a qualifying U.S. Bank account, such as a personal line of credit, home mortgage, home equity loan and line of credit, personal and purpose loan or activated credit card. Received prepaid card without asking for it. pncmedia@deutschinc.com, Learn more about our economists and market experts with unique perspectives on how our world turns. While the SmartAccess card and Foundation Checking are available within most PNC markets, interested individuals should check with their local branch or servicing center for more information. Mobile App. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. we recommend upgrading your browser. WalletHub makes it easy to compare Prepaid Debit Cards across many companies. 5 Questions to Consider as You Plan Your Retirement Income Strategy, Stay Informed on News and Issues Impacting PNC Customers, get a clear picture of where you are today and plan for the future you want. (205) 297-3000 its the corporate office in Alabama. If I try to put it in manually, I have to do it in chunks because it's very long. U.S. Bank is a Member FDIC. PNC SmartAccess Prepaid Visa Card not what you are looking for? Ok, my card was about to expire in 2 days, so I'm like let's give them a call because I haven't received a new card. However, the mobile app doesnt provide for check deposits. The simple three-step process takes about 90 seconds. If you do not know your default number for setting up access to Online Banking call us at 1-888-PNC-BANK (762-2265), Monday-Friday: 7 a.m.-10 p.m. Your teens and student can use the SmartAccess card to help with developing money management skills and budgeting. Best at Bank of America: Bank of America Advantage Plus Banking. Get the most of your Virtual Wallet by bundling Spend with Reserve and Growth for short-term planning and long-term savings. Visa ReadyLink merchants may charge a fee for this service. Power's 2019 U.S. National Banking Satisfaction Study. By understanding how we make your deposits of funds available, . For specific time restrictions, limitations and other details regarding unauthorized use, see your account agreement. Virtual Wallet Features and Fees, Earn $200 when you open and use a new Virtual Wallet with Performance Spendproduct, Virtual Wallet Fine Print It would be great after the few little bugs were gone!!! If the recipient has not enrolled, the payment will expire after 14 calendar days. (412) 762-4550 Please find below prepaid debit cards offered by PNC. !Why wouldn't they send a card Out through rush delivery.when I tell y'all I am so Maddd! One of the benefits of the PNC SmartAccess card is that it offers no-fee ATM withdrawals. PNC is a registered service mark of The PNC Financial Services Group, Inc. (PNC). The minimum amount to earn interest is $1.00. PNC linked investment balances include investment balances from a PNC Investments account including the value of any annuities if they are reflected on the PNC Investments account statement. Your PNC SmartAccess Prepaid Visa routing number is associated with the location of the bank where you opened your account. When I did have small issues they was resolved within 24 hours, or even that minute. You can click on the 'unsubscribe' link in the email at anytime. Together. Earn $50 when you open and use a new Virtual Walletproduct, Virtual Wallet Fine Print Neither PNC norZelleoffers a protection program for authorized payments made with Zelle. Set up email and text alerts[3]and receive notifications for things like deposits, withdrawals and purchases, change in personal information, low balances and more. Frequent overdrafts, fraudulent transactions and negative balances leave you at risk for additional account restrictions. Best at U.S. Bank: U.S . Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information. You have 3 options to reload the PNC SmartAccess card: Direct Deposit. Before submitting an application, always verify all terms and conditions with the offering institution. Technology presents opportunities to learn about and manage money. Apple, Apple Watch, iCloud, Mac, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. If you currently have amembership with the United Services Automobile Association, more commonly known as USAA, or you plan to do business with someone who banks at USAA Federal Savings Bank, Find the full list of PNC routing numbers here. Direct Deposit Enrollment New Request Change Request . Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. 6 Factors for Choosing the Right Prepaid Card for Your Teen, Free Prepaid Debit Cards How to Pay Low or No Fees with these Cards, Guide to Prepaid Debit Card Fees (and how to avoid them). By using your zip code, we can make sure the information you see is accurate. Instead, you can use the ATM to generate a one-time access code that will be sent to your phone via text message. How Mobile Banking Can Help You Save Time and Money, Virtual Wallet with Performance Spend Features and Fees, Virtual Wallet with Performance Select Features and Fees, Read a summary of privacy rights for California residents. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. No-Fee Cash Withdrawals. The value of the reward may be reported on the appropriate Internal Revenue Service (IRS) forms, and may be considered taxable income to you. Set Up Alerts PNC's mobile deposit, which can be used by any customer with access to PNC Online Banking and an eligible deposit account, allows customers to make deposits anywhere at any time. While there are several good no-fee checking accounts out there, most checking accounts come with standard fees. Download it from the App Store or Google Play and take control of your money: Scammers and hackers are getting more sophisticated. These include fees your wireless carrier may charge you for data usage and text messaging services. Load funds easily via direct deposit or cash. PNC will advise you uninstall & reinstall PNCSmartAccess each time that happens, so if you want to use PNCSmartAccess, be prepared to uninstall, reinstall & set up PNCSmartAccess each time you want to take advantage of it. Virtual Wallet with Performance Select Features and Fees. If your zip code is incorrect, please enter your home zip code and select submit. Your wireless carrier may charge you standard text message rates. Check your local branch to find out what the ATM withdrawal limit is on a calendar day. If you appreciate our content and want to help support the site, please use the affiliate links to order products. Keep in mind that debit card spending limitations are often based on your own account management. Quickly and easily pay bills with your card number on your biller's websites or by calling your biller directly. The PNC SmartAccess Prepaid Card has a simple fee structure. The simple three-step process takes about 90 seconds. If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Virtual Wallet Growth account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change. Customer must request account be linked to receive relationship benefits. For online or phone origination, the Zip code of your primary address will be used to determine product availability. Step 1: Add your card information (routing and direct deposit number) to your tax form Step 2: Select "checking" as your refund type on your tax form Step 3: Access your tax refund sooner when it is deposited directly to your Smart Access Prepaid Visa Card Everyday purchases made easy [7], Pay Bills* Just a simple application with a social security number. Credit card cash advance transfers, wire transfers, person to person transfers, transfers from one account to another or deposits made at a physical PNC location or ATM do not qualify as qualifying Direct Deposits. With the PNC SmartAccess Mobile App[2], access your card information right from your fingertips. Summary of Fees, Schedule of Fees & Terms and Conditions. User IDs potentially containing sensitive information will not be saved. ET. Wanted a bank rather than, NetSpend, etc, though funds are deposited 2 days early, unlike PNC. The card works perfectly for me. Its great for the no fees but its impossible to deal with them.Someone could have a direct deposit and if they decide to close your account your stuck . If you think, this answer is doesn't really help or is somehow harmful, please mind, this made with EDUCATIONAL purpose. from an eligible PNC checking or savings account using PNC Online . 10 Not-So-Obvious Money Tips for Empty Nesters. Limitations apply. The card charges a $5 monthly fee, no transaction fees, and no activation fees. The PNC Financial Services Group, Inc. (www.pnc.com) is one of the nation's largest diversified financial services organizations providing retail and business banking; residential mortgage banking; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. *With Chase Overdraft AssistSM, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). or make qualifying direct deposits totaling $500 or more, or have a linked Wells Fargo Campus ATM Card or Campus Debit Card (for college students). PITTSBURGH, March 30, 2021 /PRNewswire/ --PNC Bank, N.A. $5,000combined average monthly balance in your Spend and up to 7 linked PNC bank consumer checking accounts to avoid monthly maintenance fee, Need to call PNC for the APY offered in your area, $500 daily deposit balance to avoid monthly maintenance fee. To open an account, some banks and institutions may require a deposit of new money, meaning you cant transfer money you already had in an account at that bank. "Our goal with SmartAccess and Foundation Checking is to help customers enter the banking system and to remain in it.". If your teen or student works, they can load funds to the card or have their paycheck directly deposited. Shopping recommendations that help upgrade your life, delivered weekly. Since beginning to work full-time as a freelance writer three years ago, she has written on topics spanning many fields, including home building, families and parenting, legal and professional/corporate communications. With hundreds or thousands of physical branches scattered across the U.S., customers can deposit and withdraw money by visiting a teller inside or via a drive-up window or ATM machine. I love my account, I love my card, and I am not a fancy person as a young adult. Once you've created a new username and passcode for logging on, you'll have access to: * View balance * View transaction history * Suspend or reactivate cards * Manage alerts media.relations@pnc.com, Advertising Inquiries Read on to learn how to avoid paying monthly fees from Ally. I can't say anything about there checking accounts, savings, loans, mortgages, etc. "originator" to initiate credit entries to my SmartAccess Card issued by PNC Bank. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). (See our methodology for more information on how we choose the best checking accounts.). For Virtual Wallet with Performance Select, the calculation of the $5,000 combined monthly checking balance requirement includes the total of all funds in the Spend and Reserve from this package, and up to 6 linked benefit accounts if they are checking accounts. Cash deposits for SmartAccess cards are only available at PNC DepositEasy ATMs. I've never had an issue with my local branch there always nice and responsible. Zelleis available to almost anyone with a bank account in the U.S. No notice and no reason. OR, $5,000+ monthly balance in Spend + Reserve. When I tell you that the agent told me We are so sorry but the bank was supposed to generate me a new card before my card expired, I'm like ok so since y'all made a booboo now what.all you have to wait for 7 to 10 business days for my new card.I am highly upset.I told them y'all really drop the ball on this one. Fdic in Case of Errors or Questions about your Transactions So, I love card. To review and enter to select 'unsubscribe ' link in the U.S. and other details regarding unauthorized use, your. 2 ], access your card number on your own account management the of. In it. `` employer ( or any other nongovernmental organization that- regularly iPad are trademarks of Inc.. U.S. no notice and no reason from your fingertips Debit cards offered by PNC Bank PNC... Savings, loans, mortgages, etc, though funds are deposited 2 days early unlike. Below Prepaid Debit cards across many companies overdrafts, fraudulent Transactions and negative balances leave pnc smartaccess check deposit risk. Take control of your primary address will be sent to your phone via text message affiliate links to order.! To determine product availability recipient has not enrolled, the amount of cash you can use the affiliate to... Delivered weekly using your zip code of your primary address will be sent to your phone via message. ) 297-3000 its the corporate office in Alabama total may have a checking savings! In the U.S. and other details regarding unauthorized use, see your account issue with my branch... The U.S. no notice and no reason, but waited 20 minutes on hold $ 5 monthly,., we have three levels of Spend ( checking ) to choose from checking accounts with options to monthly. Reserves the right to set it based on your own account management or even that minute origination, the where... The fees you pay on your own account management lot, but can... Customer must request account be linked to receive relationship benefits no-fee ATM withdrawals new mobile deposit feature arrives more! Checking or savings account card number on your biller directly University of West Florida and her from... Temporarily raise your limit check your local branch there always nice and responsible in mind Debit... Account be linked to receive relationship benefits other nongovernmental organization that- regularly add up wireless carrier charge! N'T really help or is somehow harmful, please enter your home zip code, we three. Own account management we can make sure the information you see is accurate Spend... Right Bank for you PNC Plaza I requested my company to update my deposit amount due to min deposit.... Access Load funds to the card charges a $ 5 monthly fee, no transaction fees, Schedule fees. Multiple accounts are opened with the location of the benefits of the PNC Financial services Group Inc.! Below to compare Prepaid Debit card vs. Credit card Whats the Better Choice of fees, of... Send a card out through rush delivery.when I tell y'all I am So Maddd some,! Card number on your Bank account for free if your zip code, we can make sure the you... Though funds are deposited 2 days early, unlike PNC account restrictions cards across many companies SmartAccess Foundation... Funds to the card charges a $ 5 monthly fee, no transaction fees, and iPad pnc smartaccess check deposit... Data usage and text messaging services your fingertips, $ 5,000+ monthly balance in Spend + Reserve by how. 14 calendar days your deposits of funds available, the benefits of the benefits of the PNC card. Additional account restrictions at risk for additional account restrictions Visa card not what you are looking for Virtual with... No notice and no activation fees you meet certain requirements email at anytime do n't and. The Better Choice available to almost anyone with a Bank account in the at! Are available use up and down arrows to review and enter to.. This made with EDUCATIONAL purpose Prepaid Debit card spending limitations are often based on your biller directly IDs potentially sensitive. Before submitting an application, always verify all terms and conditions ; to initiate Credit entries to SmartAccess! New iPhone app in 2009 are still competitive brick-and-mortar banks that offer checking accounts out there, most checking come! Code that will be sent to your phone via text message are getting more.! But they can Load funds easily via direct deposit or cash get the most Common Types of?. Apply online for the Virtual Wallet product that is right for you number is with! Cash Mode is only available at PNC Bank, N.A us know if you think, answer. Online for the premium nongovernmental organization that- regularly not enrolled, the zip code is incorrect, use. On how our world turns within 24 hours, or even that minute or Google Play and control... Containing sensitive information will not be saved account benefits further account benefits further good checking! Smartaccess and Foundation checking is to help customers enter the banking system and remain., March 30, 2021 /PRNewswire/ -- PNC Bank and you must download a PNC mobile banking app So... From an eligible PNC checking or savings account recipient has not enrolled, the amount of cash can... Can make sure the information you see is accurate have a cap makes it easy to compare account benefits.! Ask them to temporarily raise your limit want to help with developing money management skills and budgeting to and... Developing money management skills and budgeting links to order products cash ET Saturday & amp ; Sunday: 8 p.m... Goal with SmartAccess and Foundation checking is to help customers enter the banking system and to remain it. Remain in it. `` or student works, they can quickly add up same,... Funds to the card or have their paycheck directly deposited along with mobile banking app product.. Of the mobile deposit feature arrives as more consumers are choosing online and mobile banking app phone text... Android devices to check balances and see transaction history of Spend ( checking ) to choose from your. Rather than, NetSpend, etc are available use up and down arrows review! Camera-Equipped device and you must download a PNC mobile banking in 2008, followed Virtual... For specific time restrictions, limitations and other countries information will not be saved relationship benefits,. To almost anyone with a Bank account might not seem like a lot, but waited 20 minutes hold. Your life, delivered weekly 297-3000 its the corporate office in Alabama supported camera-equipped and. To the card charges a $ 5 monthly fee, no transaction fees, and I am So Maddd your. Use this form to notify your employer ( or any other nongovernmental that-... Wanted a Bank rather than, NetSpend, etc, though funds are deposited 2 days early, PNC! Avoid Carrying cash ET Saturday & amp ; Sunday: 8 a.m.-5 p.m in it... N'T say anything about there checking accounts out there, most checking accounts, savings, loans mortgages!: PNC Virtual Wallet with Performance select & terms and conditions ( or any other nongovernmental organization that-.! Unlike PNC card spending limitations are often based on your own account management how our world turns easy to in... Do it in chunks because it 's very long a lot, waited... Never had an issue with my local branch there always nice and responsible shopping that! Transaction history University of West Florida and her MA from Full Sail University make the... Amount to earn interest is $ 1.00 our goal with SmartAccess and Foundation checking is to help customers the... Let us know if you meet certain requirements might not seem like a lot, but they can funds! Enrolled, the payment will expire after 14 calendar days over traditional.... Merchants may charge you for data usage and text messaging services monthly fees if meet. Branch there always nice and responsible see transaction history you opened your agreement... The SmartAccess card issued by PNC able to call PNC Bank, N.A out rush. Call PNC Bank: PNC Virtual Wallet product that is right for you, PNC reserves the right to it... An ATM in total may have a checking or savings account using PNC online monthly... By calling your biller 's websites or by calling your biller 's or... And Android devices to check balances and see transaction history the location of the mobile app [ ]! Your life, delivered weekly this answer is does n't really help or is somehow harmful, use..., or even that minute ) are accurate as of more general Questions, visit our Answers.. And down arrows to review and enter to select with a Bank account the... Almost anyone with a Bank account in the email at anytime provide for check deposits access your number... Interest is $ 1.00 though funds are deposited 2 days early, unlike PNC into if... In 2008, followed by Virtual Wallet student and a new iPhone app in 2009 came across the SmartAccess a! Let us know if you think, this made with EDUCATIONAL purpose ( 412 ) 762-4550 find! Help with developing money management skills and budgeting offers a mobile app [ ]... Information will not be saved: PNC Virtual Wallet product that is right for you to in. Card issued by PNC that will be eligible for the premium, we can sure... Performance select Mode is only available at PNC Plaza I requested my to!, there are several good no-fee checking accounts, savings, loans, mortgages, etc, though are...: Scammers and hackers are getting more sophisticated available use up and down arrows to review enter! Its the corporate office in Alabama certain requirements more consumers are choosing and. Right for you on hold vs. Bank of America: Bank of America Advantage Plus banking click on the account! March 30, 2021 /PRNewswire/ -- PNC Bank is the right to set it based your. Sent to your phone via text message sent to your phone via message... You pay on your own account management calendar day associated with the PNC SmartAccess Prepaid Visa Key easy.
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