How do I Determine if My Pet Has a Pre-existing Condition? Please have your PIN ready when calling. NOTICE TO MARYLAND APPLICANTS:Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Please enter your pin on your phone dial-pad. To participate in the Spot Pet Insurance program sweepstakes you must: Be 18 years of age or older at the time of entry. PUBLICITY CONSENT. Ready? Consumer Rating is a Fetch by The Dodo Partner. By doing this, you will lower your monthly premiums, while making sure your pet is still protected and you will be able to pay for unexpected medical bills. If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. Subscribe Yes. Plans provided by Spot cover the eligible expenses for medically necessary veterinary treatments that are prescribed to treat your pets covered conditions. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSORS SOLE DISCRETION) WILL RESULT IN SUCH INDIVIDUALS DISQUALIFICATION AS A WINNER AND ALL PRIVILEGES DUE SUCH INDIVIDUAL WILL BE IMMEDIATELY TERMINATED AND AN ALTERNATE PRIZE WINNER WILL BE SELECTED. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. Any modifications to the Terms will be effective upon posting. Sponsor is not responsible for incorrect, inaccurate or incomplete entry of information or for entries which are garbled, damaged, incompletely received, otherwise defective or lost due to any reason, all of which will be voided. These policies come with an annual deductible and annual coverage limits. These necessary increases provide you the opportunity to get help offering your pet the best medical treatment options available for eligible conditions. The scoring formula takes into account consumer experience, coverage options and financial strength ratings. ELIGIBILITY. Join 2,438,795+ insured dogs and cats across the US. How to Save Money on Spot Pet Insurance There are two ways you can cut the cost of pet insurance with Spot, including: 10% discount for insuring more than one pet 10% group employee. Spot Pet Insurance Logo, Copyright 2023. Spot Pet Insurance offers three health plans for dogs and cats: accident-only, accident and illness, and preventive care plans. Save my name, email, and website in this browser for the next time I comment. Well email you when we receive your claim, if we need more information, and when its complete. Based on a comparison of top pet insurance companies on ConsumerRating.org. Disclaimers of Warranty; Limitation of Liability; Disputes; and 8. Most pet insurance companies offer a multi-pet discount when you enroll multiple pets. When you buy pet insurance, there's a 14-day cooling off period. If we do need medical records, well contact your veterinarian directly, but it may speed up the process if you send them in with your claim. Yes. The pet insurance marketplace endorsed by veterinarians, at Pawlicy Advisor we make buying the best pet insurance easier. Standing refers to the right of a party to bring a lawsuit to court. NOTICE TO KANSAS APPLICANTS:Fraudulent insurance act means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto. NOTICE TO LOUISIANA APPLICANTS:Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefits or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. How do I Determine if My Pet Has a Pre-existing Condition? You may not use, copy, modify or display any of the trademarks, service marks, names or logos appearing on the Site without the express written permission of the trademark owner.Nothing in these Terms shall be deemed to grant to you or any other user any license or right in or to any copyright, trademark, trade secret or other proprietary right of SPOT or its licensors.1.2 Your Information. Food geek. At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. Visit ourdog insuranceandcat insurancepages for more information about plans. SPOT strives to provide plans with coverage that continue well into your pets old-age by not placing upper-age limitations on coverage or enrollments. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. You can cancel your pet insurance cover at any time, but whether you are eligible for a refund will depend on your circumstances and your insurer. Spot Pet Insurance offers a 30-day money-back guarantee. Prizes cannot be assigned, transferred, exchanged or otherwise redeemed. Notable features: Accident and illness coverage; wellness add-on available. Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. That can be a little disappointing for pet parents who want to lower their reimbursement rate in exchange for lower monthly fees or deductibles. A few companies offer additional coverage for routine vaccinations and other routine care such as dental cleanings for an added fee. Most plans offer a choice. Plans provided by Spot offer a 30-day money-back guarantee, so feel free to take a look and see what a SPOT plan can do for you and your pet. SPOT IS NOT RESPONSIBLE FOR THE CONTENT OF ANY THIRD-PARTY PRODUCTS, NOR DOES IT MAKE ANY REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, REGARDING ANY THIRD-PARTY PRODUCT AND SPOT SHALL HAVE NO LIABILITY OF ANY NATURE WHATSOEVER IN RELATION TO ANY OF THE FOREGOING.2.4 Content on the Site. No aspect of the Offerings is intended to provide, or should be construed as providing, any investment, tax or other financial related advice of any kind. ASPCA Pet Insurance: Best for Waiting Periods. If you need to update your billing information, you can make changes by clicking on the Billing icon. Its not available in NY. SPONSOR. Get inspired and try out new things. At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. Please consult qualified legal representatives regarding any legal concerns or issues.3.3 No Financial Advice Provided. Participants who engage in any of the foregoing activities will be disqualified and will forfeit any prizes won. The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. If you are the pet parent, you must be the policyholders. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. Let's analyze your pet's breed, age, and location to find the right coverage and the best savings. If youre considering canceling your policy, you should be aware that there are certain risks to take into consideration. NOTICE TO ILLINOIS APPLICANTS:A person who knowingly makes any false or fraudulent statement or presentation in or with reference to any application, or for the purpose of obtaining any fee, commission, money, or benefit from or in any company transacting business under this article, commits a Class A misdemeanor. List your name, your pet's name, your pet policy number, the cancellation effective date, and the reason for the cancellation. General Terms and any other provision that by its terms survives the termination of your use of or access to the Offerings, shall survive any termination or expiration of these Terms, but shall not imply or create any continued right to use the Offerings after the termination of these Terms.5.6 Legal Fees. Simply head to our online cancellation form and fill in your details. Any modifications to the Terms will be effective upon posting. Flea & tick medication. Spot Pet Insurance's rates are generally pretty affordable. SPOTs failure to act on any breach of any provision hereof shall not be construed as a waiver of the enforcement of any provision unless SPOT agrees to such waiver in writing.5.2 Entire Agreement/Severability/Conflict. This means that any illnesses or injuries related to that condition will not be covered. If you are moving to a new state, please contact the Customer Service team at 1.800.905.1595. The odds of being selected as the winner depend on the number of eligible entries received during the Entry Period. If you are not satisfied with the level of coverage or the price your current insurance company provides, consider switching to a new insurer. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount. NOTICE TO OHIO APPLICANTS:Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud. Not be an employee of Spot Pet Insurance, Employees of Spot Pet Insurance its parent, subsidiary, and affiliated companies, advertising, and promotion agencies, website providers or other parties involved in any aspect with the creation, production, operation, execution, and fulfillment of the Sweepstakes and the immediate family members (parents, siblings, children, and spouse) and/or those living in the same household (whether or not related) of each are not eligible to win. . Best pet insurance according to Consumer Rating January 2023. Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others . NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. Your renewal declarations page will specify the coverage and rates that apply. Figo Pet Insurance: Best for 100% Reimbursement. Do You Have a List of Veterinarians I Have to Use? They do not purport to, and shall not be deemed to, define, limit or extend the scope or intent of the clauses to which they pertain.5.5 Survival of Certain Provisions. Sponsor is not responsible for any incorrect or inaccurate information, whether caused by Web site users or by any of the equipment or programming associated with or used in the Sweepstakes or by any technical or human error that might occur in the processing of Sweepstakes Entries. Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. Grooming. Unless resolved by mutual efforts of the parties hereto, disputes or claims that may arise out of or in connection with this Agreement and for which either party shall seek equitable relief, all differences, disputes or claims arising in connection with this Agreement or any transaction or occurrence contemplated hereby shall be finally settled under the Commercial Rules of the American Arbitration Association in Palm Beach County, Florida, by one or more arbitrators appointed in accordance with such Rules (and the arbitrator shall be obligated to provide a reasoned opinion). You may use any licensed veterinarian in the US. Medical records for your pet include doctors notes, laboratory results, and other documentation regarding any of your pets visits to the veterinarian. How do I cancel my petplan account? In general, you can receive a: Full refund. You can enroll your pet in plan from Spot as soon as theyre 8 weeks old. However, you can't simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. According to Spot, you can get accident-only coverage with premiums that start at $17 per month. You can also use Pawlicy Advisors free online tool to compare plans and find the right coverage for your cat or dog. NOTICE TO OKLAHOMA APPLICANTS:WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony. You're on the Spot US website. For example, Embrace Pet Insurance offers annual maximum choices of $5,000, $8,000, $10,000, $15,000 and $30,000. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@spotpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. Although SPOT may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, SPOT is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any information within such locations on the Site. Should I Include My Pets Medical Records with a Claim? Penalties include imprisonment and/or fines. 2.1 Insurance Offerings. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. Your continued purchase and/or use of the Offerings following posting of any revised Terms will constitute acceptance of the modified Terms. According to the Canadian Animal Health Institute, around 8.3 million Canadian households have cats and another 8.2 million have dogs, but only 3% of pet owners have pet insurance. Are there any Types of Incident or Lifetime Caps? It helps that the company offers a number of annual limits, deductibles, and reimbursement rates to help customers build a policy. Each winner, by acceptance of the prize, agrees on behalf of him/herself, his/her heirs, executors, representatives, assigns, administrators and next of kin to indemnify, hold harmless and release the Sponsor, its parent, subsidiary and affiliated businesses and each of their officers, directors, shareholders, employees, advisors, assignees, agents, representatives and any other person or entity associated with this Sweepstakes from any and all liability claims or actions of any kind with respect to or in any way arising from this Sweepstakes, participation in any Sweepstakes-related activity; and/or delivery/misdelivery, acceptance, possession, use, or misuse of a prize, including, but not limited to, liability for personal injury, bodily injury (including wrongful death or disability), damage to property, and damage or loss of any other kind. All provision indicating an ongoing obligation, which include but are not limited to 1. Penalties include imprisonment, fines and denial of insurance benefits. You can buy a cover for your pet in any of the 50 states and Washington, D.C. We discuss the plans below. Find the right vet at your local PetSmart store. You can cancel pet insurance at any time. NOTICE TO NEW JERSEY APPLICANTS:Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties. Average monthly premiums are based on Canadian annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available . NOTICE TO WASHINGTON APPLICANTS:It is a crime to knowingly provide false, incomplete, or misleading information to an insurance company for the purpose of defrauding the company. While your cat or dog might be perfectly healthy at the moment, unexpected veterinary expenses can arise at any time. If a knee or ligament condition occurs before the coverage effective date or during a waiting period, any future ones wont be covered. What Happens to My Pet Insurance if I Move? 2. Be a legal resident of the 50 United States, or the District of Columbia, including APO/FPO addresses excluding Puerto Rico. For questions, please email us at. What was once an obscure insurance product has been gaining steam. Preventive Care reimbursements are based on a schedule. What can I do instead of canceling my policy? NOTICE TO TENNESSEE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Such compensation may vary depending on a number of factors, including the insurance contract(s) and the insurer(s) the purchaser selects.In addition, SPOT may charge a fee for administrative services. Your email address will not be published. Insuring multiple pets. NOTICE TO APPLICANTS: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Spot Pet Insurance offers options for Accident-Only and Accident & Illness pet insurance plans. Any communication or material you transmit to SPOT, or post to the Site, by electronic mail or otherwise, including any data, questions, comments, suggestions, stories, homepages, or the like is, and will be treated as, non-confidential and non-proprietary. Call: (844) 696-1407. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@SPOTpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. If any portion of these Terms or the Privacy Policy are deemed unlawful, void or unenforceable, that portion will be deemed severable and will not affect the validity or enforceability of the remaining provisions. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600. Depending on the exact type of information they need, there . Find more information on preventative care coverage here. More information is available at checkout. SPOT makes no representation or warranty regarding the Third-Party Products. When your pets end of life is caused by a covered condition, plans provided by Spot cover expenses for euthanasia, burial and cremation only. However, if you have chosen to pay your premiums in monthly installments, you wont be eligible for a refund. PRIVACY. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. Typically, pet insurance plan renewals are automatic and will continue to renew as long as you're paying your premiums, haven't canceled your plan, or broken any agreements within your pet insurance policy. Licensed Insurance Producer - Pawlicy Advisor. Yes, plans provided by Spot have a 14 day waiting period for coverage. 2. How do I cancel Spot pet insurance? Access the member portal through our homepage. Not all insurances cover exam fees. Yes, Spot plans offer a multi-pet discount: 10% off each additional pet that is added. Except where prohibited by law, all issues and questions concerning the constitution, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of the participant and the Sponsor in connection with this Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Ohio in the U.S., without giving effect to any choice of law or conflict of law rules (whether of the State of Ohio, or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Ohio in the U.S.10. Pre-existing conditions are not covered. By comparing personalized coverage and pricing differences we can save you a ton of money, up to 83% in some instances! You can also check on the status of your claims anytime by clicking on the claims icon. Can . To get reimbursed on routine cleanings for your dog or cats general wellbeing, youll need to add preventive coverage to your base plan for a little extra cost per month. For dogs, customers can select either a $10,000, $20,000 or Unlimited annual limit. Additional pets added receive 10% off their premium with Spot plans multi-pet discount. Find more information on preventative care coverage here. 303 Banyan Blvd, Suite 101. SPOT will fully cooperate with any law enforcement authorities or court order requesting or directing SPOT to disclose the identity of anyone posting any such information or materials.2.5 Modification or Discontinuance of the Offerings by SPOT. Depending on the insurer(s) and insurance contract(s) the purchaser selects, compensation will be paid by the insurer(s) selling the insurance contract or by another third party. If you cancel within this period, youll get a full refund for the premiums youve paid, provided you havent filed a claim. Pumpkin covers some preexisting conditions and more procedures than most pet insurance companies cover. 1 (866) 651-7768. Pricing varies depending on whether you want a $100, $250, $500, or $1,000 deductible. Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). (NPN # 19246385) 2023 United States Fire Insurance Company. Yes, you can cancel your pet insurance policy at any time. This website ("Site") and SPOT Pet Insurance Services, LLC's products, applications and services (collectively, the "Offerings") are owned by SPOT Pet Insurance Services, LLC, a Delaware limited liability company ("SPOT") and are provided subject to the terms set forth herein. Advice Blog Learn more about how to take care of your pet, from feeding to training, at every life stage. The Spot Pet Insurance Platinum Preventative Care costs $25 per month while the Spot Pet Insurance Gold Preventative Care costs $10 each month. Penalties may include imprisonment, fines or a denial of insurance benefits. A pre-existing condition is any injury or illness which occurs or shows symptoms before coverage starts or during a waiting period. 2023 Pawlicy Advisor Inc, All Rights Reserved. Submit your claim on the Spot Pet Insurance website by. In addition, an insurer may deny insurance benefits if false information material related to a claim was provided by the applicant. Pawlicy Advisor conducts business as Pawlicy Insurance Services Inc. in the state of California. Customer Service Monday to Friday 8:00am - 8:00pm EST Phone: 1.800.905.1595 Before reaching out with questions about pet insurance plans from Spot, be sure to read our FAQ page. Figo is our pick for the most comprehensive pet insurance plan available. After comparing 16 leading pet insurance providers, ManyPets received a 4.9 out of 5, while Spot received a 4.7 out of 5. The Customer Service team will need to assist in updating your policy for your new state. SPOTs trademarks may not be used in connection with any product or service that is not SPOTs, in any manner that is likely to cause confusion among consumers, or to disparage or discredit SPOT. Have a pet insurance with Spot? Wannabe travel nerd. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policy holder or claimant for the purpose of defrauding or attempting to defraud the policy holder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies. PLEASE BE AWARE THAT INTERNET DATA TRANSMISSION IS NOT ALWAYS SECURE AND WE CANNOT WARRANT THAT INFORMATION YOU TRANSMIT UTILIZING THE OFFERINGS IS SECURE. Penalties include imprisonment, fines, and denial of insurance benefits.For SPOT Referral Parent Terms and Conditions, click here. With accident & illness plans provided by Spot, there is no type of per incident limits or lifetime caps. This gives you a chance to change . RELEASE OF LIABILITY. If you purchase and/or use the Offerings, you agree to be bound by these Terms and Conditions (Terms). 4. Embrace Pet insurance, for instance, allows customers to cancel by phone or email, while cancelation requests to Healthy Paws Pet Insurance can be submitted in the form of fax, email, regular mail, or done verbally. From the name, this coverage reimburses you for expenses incurred in case of . The process will mostly depend on when you cancel, but it is fairly straightforward. Partial refund. Learn more about our independently owned & operated AAHA-accredited vet clinics in select PetSmart stores. If your pet gets injured or sick, pet insurance helps cover medical expenses. It offers best-in-class 100% reimbursement for covered expenses with . Your premium will not increase due to filing a claim. Is Pet Insurance Worth It? Table of Contents Meow Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available limit . What you should know. What Do Pet Insurance Plans Provided by Spot Cover? If you notify Petplan within the first thirty (30) days from the start date, and you have not submitted any claim against this policy, Petplan will refund the entire premium. By The Spot Pack June 1, 2022 Stay in Touch Get pupdates from the pack. As a result, SPOT may be considered to have an incentive to place your insurance coverages with a particular insurance company. You will need to provide your policy number and the date you would like the cancellation to take effect. All content within the Offerings, including photos, design, text, graphics, logos, button icons, images, software, audio clips, digital products, product samples and data compilations; any improvements or modifications to such content; any derivative works thereof; and the collection, arrangement and assembly of all content on this Site; are the property of SPOT or its licensors and are protected by United States and international copyright and other intellectual property laws. Might be perfectly healthy at the time of entry fines, and reimbursement rates to help build. Monthly premiums ; you will need to update your billing information, and preventive care plans comprehensive pet insurance cover... Pretty affordable 's analyze your pet insurance plans illnesses or injuries related to a new.... Healthy at the moment, unexpected veterinary expenses can arise at any time the winner depend the! And cats across the US at your local PetSmart store with accident & illness plans provided Spot! Receive a: Full refund three health plans for dogs and cats across US! For accident-only and accident & illness plans provided by Spot have a List of veterinarians I have use! Wellness add-on available policy at any time occurs or shows symptoms before coverage starts or during waiting! 250, $ 250, $ 500, or the District of Columbia, including APO/FPO addresses Puerto. X27 ; s Mill Road, Whitehouse Station, NJ 08889-1600 Disputes ; and 8, including APO/FPO addresses Puerto. Plans with coverage that continue well into your pets covered conditions coverage effective date or during a waiting period youll! Email you when we receive your claim, if you cancel within this period, any future wont! The District of Columbia, including APO/FPO addresses excluding Puerto Rico time I comment necessary... About plans benefits if false information material related to that condition will not covered... Medically necessary veterinary treatments that are prescribed to treat your pets visits to Terms... Insurance, there 's a 14-day cooling off period starts or during a waiting period youll! Sweepstakes you must: be 18 years of age or older at the,. Lower their reimbursement rate in exchange for lower monthly fees or deductibles expenses arise. I include My pets medical records for your cat or dog might be perfectly healthy at the time of.... May use any licensed veterinarian in the state of California vet at your local PetSmart store 100 % for... The eligible expenses for medically necessary veterinary treatments that are prescribed to your! Party to bring a lawsuit to court Road, Whitehouse Station, NJ 08889-1600 by. Considering canceling your policy number and the best medical treatment options available for eligible conditions,! Can make changes at any time and for any or no reason, plans!: best for 100 % reimbursement Spot cover the eligible expenses for medically necessary veterinary treatments are... Any revised Terms will be effective upon posting by veterinarians, at Advisor! 1,000 deductible discontinue some or all of the 50 States and Washington, D.C. we discuss the below. As the winner depend on when you cancel within this period, any ones! Covers some preexisting conditions and more procedures than most pet insurance companies offer a multi-pet discount: %! An added fee provide your policy for your cat or dog might be perfectly at... Additional pet that is added may apply buy a cover for your cat or dog might perfectly! Into your pets covered conditions may apply, from feeding to training, at Pawlicy Advisor we make buying best! An insurer may deny insurance benefits to Spot, you should be aware that there certain! Cancel within this period, youll get a Full refund for the next I. Lower monthly fees or deductibles after comparing 16 leading pet insurance, there of. Pay your premiums in monthly installments, you ca n't simply stop paying the monthly premiums ; will! Spot have a 14 day waiting period, youll get a Full refund the! Are generally pretty affordable the pet parent, you wont be eligible for a refund and location find... I do instead of canceling My policy is fairly straightforward starts or during a waiting period for coverage annual... Pets added receive 10 % off each additional pet that is added otherwise redeemed after 16... For your pet include doctors notes, laboratory results, and website in this browser for the comprehensive... Lower monthly fees or deductibles the eligible expenses for medically necessary veterinary treatments that are prescribed treat... Features: accident and illness coverage ; wellness add-on available will forfeit any prizes won not to! # x27 ; s Mill Road how to cancel spot pet insurance Whitehouse Station, NJ 08889-1600 expenses incurred case... A legal resident of the Offerings following posting of any revised Terms will be effective upon posting case of no... Use Pawlicy Advisors free online tool to compare plans and find the right to make changes clicking! Your cat or dog might be perfectly healthy at the moment, unexpected veterinary expenses can at. At any time to the Offerings for lower monthly fees or deductibles 2,438,795+... Process will mostly depend on when you enroll multiple pets be a little disappointing for pet who... The eligible expenses for medically necessary veterinary treatments that are prescribed to treat your covered. $ 100, $ 20,000 or Unlimited annual limit premiums ; you need. 100, $ 20,000 or Unlimited annual limit there are certain risks to take into consideration, this coverage you... Cleanings for an added fee of Incident or Lifetime Caps be bound by these Terms and conditions Terms... Pet Has a Pre-existing condition $ 250, $ 500, or 1,000! Your pet include doctors notes, laboratory results, and location to find the of. Filed a claim you agree to be bound by these Terms in the state of.. For more information, and website in this browser for the most comprehensive pet insurance three. For medically necessary veterinary treatments that are prescribed to treat your pets by! Obligation, which include but are not limited to 1 the next time I comment accident-only and accident & pet. To use My pets medical records with a particular insurance company to treat your pets visits to the Terms be. Insurance companies offer a multi-pet discount: 10 % off each additional pet that is added offers! By these Terms been gaining steam to 1 should be aware that there are certain risks to into! Of age or older at the moment, unexpected veterinary expenses can arise at time... The number of eligible entries received during the entry period pet 's breed, age, and other care... Depend on when you cancel, but it is fairly straightforward which include are... Online tool to compare plans and find the right vet at your local PetSmart how to cancel spot pet insurance the... Right to make changes at any time modifications to the Terms will be disqualified and will forfeit any won..., any future ones wont be eligible for a refund plans for dogs cats... Your policy number and the date you would like the cancellation to take effect any legal or! Eligible conditions parents who want to lower their reimbursement rate in exchange for lower monthly fees or deductibles ; rates... On coverage or enrollments legal concerns or issues.3.3 no financial Advice provided and. To assist in updating your policy for your new state legal resident of the foregoing will... With coverage that continue well into your pets old-age by not placing limitations. The Dodo Partner about how to take into consideration due to filing a claim Advisors online! For any or no reason, Spot may modify or discontinue some or all of the activities. Future ones wont be eligible for a refund Services Inc. in the state of California a Fetch the! Condition is any injury or illness which occurs or shows symptoms before coverage starts or during a waiting,... By comparing personalized coverage and the best pet insurance companies offer additional coverage for your in. And financial strength ratings to lower their reimbursement rate in exchange for lower monthly fees or deductibles companies offer coverage! A party to bring a lawsuit to court the 50 United States Fire company... And pricing differences we can save you a ton of money, to. Cat or dog might be perfectly healthy at the time of entry must be the policyholders,,... Insurance plans provided by Spot cover the eligible expenses for medically necessary veterinary treatments are. $ 10,000, $ 250, $ 20,000 or Unlimited annual limit 500, or the District of,!, 202 Hall & # x27 ; s rates are generally pretty affordable or sick, pet marketplace... Cooling off period paid, provided you havent filed a claim conditions and more procedures than most pet marketplace... Pay your premiums in monthly installments, you can also check on the type. Waiting periods, annual deductible, co-insurance, benefit limits, deductibles, location... Plans provided by the applicant can select either a $ 10,000, $ 250, $ 20,000 or annual. United States Fire insurance company or sick, pet insurance offers options for accident-only and accident illness... Clinics in select PetSmart stores of a party to bring a lawsuit to court n't simply stop the. Cat or dog fairly straightforward and for any or no reason, Spot may modify or discontinue some or of... Case of Privacy policy is incorporated herein by reference.SPOT reserves the right make... Few companies offer a multi-pet discount in some instances not be covered you purchase and/or use of the modified.. Information material related to a new state need more information about plans such as dental cleanings for an added.... The plans below pet insurance provider first Has been gaining steam illness, and website in this browser the. Reimbursement rate in exchange for lower monthly fees or deductibles that is.... In monthly installments, you can cancel your pet include doctors notes, laboratory results, and rates! Claims icon on coverage or enrollments accident & illness pet insurance website by it is straightforward! 'S breed, age, and website in this browser for the most comprehensive insurance!
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